Need Help With A Home Loan?
If you're a prospective home buyer, you may need to consider other costs...
- Stamp duty (concessions may apply)
- Conveyancing and legal fees
- Building and pest inspection
We can help with making the best decisions based on your needs and circumstances.
Contact us to learn more.
New home buyer?
Choosing the right loan can have a direct effect on the success of your decision to purchase a new home.
The wrong loan can be inflexible, unnecessarily expensive and inappropriate for your needs. This is where our deep knowledge and expertise is invaluable. We'll look at your total situation and identify areas in which you can potentially save money by establishing the best loan structures and maximising the use of assets.
Home Guarantee Scheme
The Federal government announced that from October 1, 2025, First Home Buyers may find it even easier to achieve home ownership. The Home Guarantee Scheme has being expanded to enable first-time buyers to purchase a property with a 5% deposit and avoid paying Lenders Mortgage Insurance (LMI). The initiative lifts income restrictions, increases property price caps, and removes certain limits. As a result, thousands more Australians may have the opportunity to buy a home with their current bank savings. See the "Home Guarantee Scheme" site for up-to-date details.
First Home Owner Grants may be available
State governments have various First Home Owner Grant schemes in place to facilitate buying first homes. Some changes to this scheme have happened, so it would be be wise to check on the "First Home Owner Grant" site for up-to-date details for your State.
Stamp duty concessions may be available
State governments are providing additional first home buyer benefits by way of stamp duty relief. For instance, in Victoria it now possible for first home buyers to pay only 50% of normal stamp duty where certain conditions are met. (See also: ACT - SA - NSW - NT - Qld - WA - Tas)
Checklist to buy a new home
Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start by determining your 'must have' features compared to those you could possibly live without using our checklist.